We believe financial success begins with an investment of time not money... The time necessary to plan for the results you desire.
Financial planning sharpens the ax of investing by evaluating how rates of return, inflation, taxes, life events, and the unexpected will alter your probability of success.
Many investment firms are eager to ask for an investment of money without asking for an investment of the time necessary to plan a successful outcome.
We include financial planning services as a part of our investment management process.
A woodsman was once asked,
“What would you do if you had just five minutes to chop down a tree?”
He answered, “I would spend the first two and a half minutes sharpening my ax.”
While some goals require more in-depth analysis than others, all financial goals should have a blueprint for success. Whether securing your retirement, protecting your estate, funding education, or saving for that dream purchase, we can create a plan that provides true peace of mind and a clear road map for achievement.
Our planning services are performed for an hourly fee to clients preferring to manage their own investments.
Successful investing is the result of a disciplined approach that properly balances risk and reward. Whether your goal is to grow your portfolio, preserve assets, or leave a legacy for future generations, understanding your ability to tolerate risk is essential.
Many financial advisors begin the process of investment management with a discussion of investment choices and historical performance. It is true that choosing proper investment vehicles with acceptable rates of return is an essential part of successful investing. However, many investors find themselves unsatisfied, disappointed, or disillusioned because they failed to anticipate the risk associated with their investment choices.
Our process begins with identifying the risks associated with the financial reward you desire. It is only after we have clarified your goals that we begin an earnest discussion about investment selection.
We construct portfolios using exchange traded funds and individual securities. We provide ongoing management of your investments for an annual percentage fee that is assessed to your investment account.